Poor Mojo's Two Minute Hate

Last week my father took me and baby to Walmart to grab a few things. I hadn't used my ATM card in a while and when I went to the machine to get some cash it turns out that I couldn't remember my PIN number. After unsuccessfully attempting to remember the number numerous times, my Dad and I ended up having to leave without the stuff I needed because I had no money. After we got home I was able to finagle some cash out of my mother by having her give me the money I needed and I wrote her a check.

Fast forward a few days.

I go online today to check my bank account to find out what checks have cleared and which ones haven't and I discover that my bank charged me $19 in denied access fees for my attempts to access my bank account last week at the ATM! I didn't even get access to my account and the machine didn't even provide me with a receipt to document the transactions.

I'm pissed. First of all, what bank charges you a fee when you can't even access your account? Second of all, the checks I wrote were for just about all the money I had in the account and with this $19 being held up by the bank I will surely bounce a check thus ensuring my bank will charge me even more fees.